Renters,
prime candidates to
purchase their first home:
• Credit score 660+
• Age 20-35
• No mortgage on file
• Income $30K+
• Length of residence 2+ yrs
Debt Consolidation Applicants:
• Credit score 600-700
• Mortgage amount $100K+
• Most recent mortgage 12-24 mos
• Revolving debt $10K+ and/or
balance for all open trades $15K+
Refinance Prospects:
• 650 to 720 FICO or choose
any credit score
• Choose any home property value
• # of open mortgage trades 2+ or
# of open mortgages trades with a finance
company or 12 months or more of most recent mortgage
• Choose balance amount on all open mortgage trades |
Sub-prime
Homeowners:
• Credit score 500-650
• Property value $100K+
• Revolving debt $15K+
• Repo found within last year
• 10+ trade lines on file
Home Equity Prospects:
• Choose home property value
• Loan to value 50-80%
• Choose any credit score
• No repos, No BKs on file
Consumers with Student Loans:
• 2 or more open student loans
• $15K+ balance on student loan
• Choose credit score
• Choose home property value
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